The way this was stated in one discrete thought leads me to a problem with human nature i dwell on: how much of what our society and culture is, and what authority is, is just a effort to disguise our frailty and fallibility?
It is tremendously hard to be reliable and competitive across multiple disciplines and for the majority of tasks involved in basic human life. There is too big a trade off between available time and location and doing any task well. We are primarily hunting-gathering the easiest ways to meet our needs.
How can you blame people for not recusing themselves from participating or misrepresenting themselves as competent when our culture values that and expresses it so dramatically at the highest levels of public performance,from IPOs to high office and everywhere else. Storytelling in the tradition of the heroic myth is mostly about becoming qualified to assume a social role, as an upward stuggle.
It seems built into human character to bite off far more than we can chew, as in free real estate, and then leverage the social value of holding something others are willing to compete for. I think it amounts to a social survival instinct, and i lament how there's very little chance of discouraging people from doing it because of the potential payoff. If anything i think it's a failure of institutions for being built to exploit that competition rather than guard against its excesses.