+1 for privacy.com
What you lose in credit card points, you 10X in savings on:
1. Unexpected "recurring" charges and
2. Time spent avoiding unintelligible unsubscribe UXs
Plus, I feel a lot more comfortable trying services that require a credit card for a free trial which has led me to some extra value that I wouldn't have found otherwise. Just set the budget on the card to $1.
Some people might feel bad for all the SaaS companies that are getting failed payment alerts, but I don't. It took a lot of dark patterns and group think to create a market for something like privacy.com.
I'm still waiting on my $600 from Dropbox, which they charged over five years for an inactive account without ever sending a receipt. Never again with privacy.com.
Edit: format/clarify