How do you evaluate PayPal's competition? In particular, what is anyone's experience with Stripe.
I am trying to implement payments on my site. I tried PayPal but found Stripe to be easier to deal with.
I am trying to implement payments on my site. I tried PayPal but found Stripe to be easier to deal with.
I am end user, and for me paypal usual works fine, and I don't have to worry too much about entering my CC and personal info all over net.
I like the fact, that only Paypal has to know my real name and address, and not every other website I migh want to purchase something from. I don't think there is an option for that with Stripe.
Unless you mean just credit card processing, then sure Stripe can probably do better. But at least for some like me not supporting paypal means site needs to clear higer bar for me to buy something from you.
PayPal is considerably more 'interventionist' with sales, and they seek to protect buyers etc so it can be a huge problem sometimes.
Stripe is more of a classical processor.
Of course Stripe does not offer a user oriented alternative to the PayPal product.
PayPal has many undocumented processes which make it very challenging to deal with.
Stripe meanwhile bricked my account after misidentifying the category of business we were in, and refused to provide anything more than a form email when I reached out with documentation as to our SIC code and business practices.
We switched to a FirstData reseller ultimately and pay $0.05 per transaction plus 0.2% over interchange now, its the least I have ever paid for card processing and the money is in my account next day. Stripe used to take a week to process payouts, often longer for bank account payments.