1) Determine damages like we currently do, and manufacturer, which is likely to be the same as the insurer, pays out.
2) Manufacturer has a fixed amount of time to show that they've re-trained the system on the problem scenario and scenarios close to it such that it no longer occurs given similar conditions.
3) Push the update to the fleet, the same accident should never happen again.
If we could do this with human drivers, we would be in great shape.