I pay $1200 a month for my family and don't even really get to use it for anything but routine checkups (which I still pay $30/ea for) until I hit my $5k deductible (and to another extent, the $8k out-of-pocket max).

A few times a year I spend an hour on the phone arguing about coverage or an incorrect billing code.

This is all for peace of mind that if I get hit by a car or fall off my roof that I won't instantly be ruined by debt.

In the event of one of those accidents I fully expect to have to fight the company I pay over $10k a year to actually provide that "I'm broke but at least I'm not bankrupt" coverage.

Oh also, we need a separate plan to insure our teeth for some reason and most plans only cover $1500 a year. I needed to get my wisdom teeth out and ended up splitting it over two years so I didn't have to pay the full uninsured price.

Our "liberal" presidential candidate is painted as "radical" by the current president, and said "radical liberal" has said on multiple occasions that "people love their insurance"

I've considered trying to move to another country simply because of healthcare. I am immediately skeptical of anyone who thinks this is a reasonable system.