It's all up in the air; some claim there is, others the opposite. And there's no way to prove anything.
The only thing that makes sense to me is to pick the version that makes you happy and run with it.
The fact that those pushing the idea that there is something also depend exclusively on your believing the idea to make a living and gain power and influence over society leads me to believe that the odds are not 50/50.
It's still 50/50, because you have no proof either way.
Not so much of what happens after dying.
In summary: just because some people and organizations promote religion for their purposes does not at all wipe away the various religions across time and cultures that DONT fit those criteria you mentioned.