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When will they be world changing? I have a client who insists on paying me in crypto and the whole thing is dramatically more expensive and complicated than using TransferWise with a 10,000x increased risk that someone fat fingers something and the money disappears into the ether forever

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My opinion is that it's like tcp/ip, new plumbing (ethereum). So expect protocols and apps to be built on top of it, similar to HTTP and browsers. You just need one killer app to make all the hype worth it.

That killer app might be elections or possibly decentralized trading of electronic assets like stock ownership.

But he's clearly on the cutting edge of something, or so he thinks.

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