Especially if a third party, not a party to the EULA, owned the photo. If, for example, a news photographer for a newspaper had a photo lost, and the photographer, but not the employer, had agreed to the EULA, the newspaper might sue.
This is an important point. If a third party who is not bound by the EULA suffers damages, they can sue for negligence. The EULA binds only those who have agreed to it.
[1] https://shawnetuma.com/cyber-law-resources/what-does-cfaa-me...