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Comment by matsemann | Hacker News Reader

I think it would be more like: Someone owns you $3 million, and then someone else erroneously sends you $3 million.

How about this you have a mortgage on a house for 3 million and lender is worried you will stop paying maybe because you missed some payments.

Now you schedule a bill pay at your bank for back payments to your lender and your bank messes up and pays off the entire mortgage with their money.

The lender then recieves a lump sum payment from you which pays off the mortgage and they are happy.

What if the someone else happens to be the bank of the first person and the transfer is done under the name and reference of the first person?

More like, someone owes you $3m, they have a guy that comes to your house and pays you the instalments for them. They accidentally pay you the full $3m out of their own pocket. As far as you're concerned, that's the money owed to you, so it's their problem to recoup that from the debtor.

that guy had a bad day, paying off people's debts, and all but one of the people said 'yeah, mistakes happen, ok'. this one says 'nope, too bad'. they might be legally right to keep it, and so would the others, but the others care about integrity, reputation, and relationships. it seems greedy and sociopathic to keep it but maybe the guy needs to learn from his mistake and they're teaching an important lesson.

Except that the "someone else" was employed for the purpose of facilitating the payment from the party that owes you money, back to you.

Bingo! They were supposed to send $1.5 Million "Instead of sending the money from Revlon’s account, Citi transferred $900 million to a group of lenders from its own account," so it is a mistake. Something they said as soon as they found out. Whatever is owed is separate and has to be solved based on that agreement.

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