> Do you have a fully equipped backup home somewhere far away you keep stocked with consumables and perishables in case where you live is destroyed by a meteorite one day?
Yes. I have some friends and family members who live anywhere between 1 mile and 10,000 miles away, in both same country and other countries, that I can turn to provide me with food and shelter if my home is no longer available for some reason.
Regardless of them, I can take shelter short term in a hotel or other rental facility, as I have sufficient savings that I'll continue to be warm and fed.
The comparison doesn't hold up. A business cannot just reform overnight if critical dependencies disappear. A person can.