I am both of the above and F-Droid works just fine for me. Feel free to let me know how it doesn't in your opinion work for me if you really want to talk for others.
Is it close to the tens of billions Apple Pay’s iOS developers each year?
I think probably the solution to that would be for Google to allow developers to list alternative app stores on the Play Store. Maybe that should require a strong review process that involves actual humans getting to know each other, and extra fees to cover it, I don't know. But a company large enough to have a need for their own app store should have the resources for that. That might leave out groups like F-Droid, though, so hopefully there'd be a way to get them in there too.