You can operate an unshielded nuke plant tethered some distance below your balloon habitat, no worries about leaks.
We don't know whether humans can survive for long at Lunar or Martian gravity. Zero-G we know is a problem. So, Venus might be the only other notionally habitable planet.
Flatlander wishful thinking is soon fatal out in the asteroid belt. You quickly learn better, or die.
It's either an amazing coincidence, or something about planet formation in our solar system that makes ~1G planets very likely.
But anything at or near Neptune receives very little light. There's a big gap between Mars and Jupiter (5.2au vs 1.5au), 10au to Saturn, and then a massive gap to Neptune (30au); anything habitable probably needs to be in the Mars-Venus band, fairly close to the sun.