It is a super exciting time to be doing fintech in India. Here are the open APIs.
UPI = Venmo + Paypal
UPI Autopay = open credit card subscriptions pull
PCR = Open FICO+Equifax
NBFC-AA = Open Plaid
Digilocker = Open docusign+dropbox
OCEN = Open Lendingclub
Together, they are called IndiaStack (along with our upcoming health and drone apis).