Removing fingerprint unlock and add face unlock and then months later facemasks are manditory, and you can't unlock your phone without pin.
Face ID continues trying to find a face for a few seconds if the sensor is pointed elsewhere.
[1] https://www.theverge.com/2020/5/20/21265019/apple-ios-13-5-o...
My point is instead of wearing gloves you can just avoid touching your face until you wash your hands or use hand sanitizer, which you can't do wearing gloves.
Your skin does not.
If you're concerned about touching things when out wash your hands when you get home (and anything else you've touched while out).
4XL - take it out, and 80% of the time it works, the other 20% I spend time moving it up and down, and just entering the pin.
It is a lot more than just "password manager == sorted"
That said, I still like it better than face.