There are an infinity of answers why, mine:
There is no "pause" when it comes to financial relationships.
One org's liability is another one's asset. Your rent payment goes to your building owner's mortgage, the payments from which are received by an SPV, which is an asset in the fixed income portion of your investment portfolio, which is itself an asset in which you have shares, the value of which determines the value to you.
So like the proverbial butterfly, you not paying your rent hits you on the other side.
These are all contractual relationships, usually private, and bespoke. There are legal consequences to you not paying your rent. Consequences to your owner not paying his mortgage. Consequences to the absence of delivery to the SPV. Consequences so the SPV not returning its contractual interest rate. Consequences to loss in value of your shares. All of these consequences are encoded into myriad unique contracts- your lease agreement, the mortgage agreement, etc.
There fundamentally is no standardization across these agreements. There is no central registry of all of these relationships and dependencies.
There can't be, operationally, as they change in real time, and there can't be theoretically, as maintaining one would violate so many principles of privacy and autonomy and freedom and so forth.
Finally, we also live in a world where flows are dependent on work, of various kinds- underpaid and -valued work often performed by women and POC, overpaid and overvalued often performed by high status white men. All, nevertheless, work.
When work stops, but flows must continue, what do we do?