Life safety is certainly a bigger factor with the headlights, but all other aspects are orders of magnitude more disruptive on the acoustic side. Having bright-as-sun headlights driving around town at 3am is not going to cause a lot of trouble for most residents (as they would be indoors sleeping peacefully). On the other hand, someone driving around at 3am in a turbo diesel truck with muffler delete may be able to single-handedly rouse your entire town from its slumber.
Which one of these actors has the most adverse net impact on society?