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They're not just Wirecard-powered, they are Wirecard.

You still trust enough to use them?

Not being snarky, just given the way the company has blown up in holiday fireworks fashion, I'd be looking to balance transfer and go to anything else.

Don't stress, your question is very valid. I don't use them per se. I've just got a card from crypto.com — the other card I have that uses WC is Curve

Curve is not my main card, but as for the crypto.com, Wirecard doesn't hold their funds.

Depends what country you’re in. In the UK at least the rules and regs makes it very hard for you to steal customer funds. The money needs to be stored in a segregated account held at a real bank, who is then responsible for making sure that account isn’t abused.

And if you’re bank offering these types of accounts, then you’ll have the regulator watching your every move to make sure you’re not misbehaving.

Yup. Curve made the switch away pretty well