> They start to have "managers", not "chefs", etc.... they "recommand", they no longer order.
Swapping English words for French words allow the word-swapper to soften a lot of things.
Having a _chef_ puts the hierarchical aspect first and foremost. There is the _chef_, and there are the subordinates. You might have a _patron_, but then there's a whole baggage of social conflicts between employees and _patrons_. The _patron_ definitely is not part of your circle. But having, say a _boss_ or a _manager_ or _leader_ is much softer.
Speaking of which, how do you translate "management" or "to manage"? If you choose "gestion" you have strong bean-counting implications, and if you choose "commander" you have, again you get military/hierarchical connotations. But "management" is (or perhaps was) devoid of such connotations.
A _crédit revolving_ does not sound scary - no idea what revolving means, something to do with a gun perhaps? But a _crédit permanent_ is super scary - you are going to be indebted forever and ever!