If I can tell it sums to more than 10, I break it up mentally into [larger number] + [smaller number] = [larger number] + ([smaller number] - remainder) + remainder, where [larger number] + ([smaller number] - remainder) = 10
You could break it down further by just memorizing what each digit less than 10 is when you add 1. Then you can do addition like 5 + 4 = 1 + 1 + 1 + ... = 2 + 1 + ... = 8 + 1 = 9. Then you'd only have to memorize 9 things (10 if you include 0). I guess this assumes that you know the order numbers go in though, whereas memorizing all of the combinations doesn't require that.