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cactus2093

Exactly, a down market is a problem for anyone with a 401k or savings in etfs.

People day trading options may be just as well off in a down market, since they can buy puts or volatility indexes to make money on any direction of market movement.

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A down market is a problem for people with 401ks or etf only if they’re close to or in retirement. It’s not an issue for most people between 20 and 60.

Correction, it's an issue for people who need to cash out their stocks. If you lost your job during the pandemic you might need money more than you need well performing stocks so you are forced to sell at a loss.

It’s only a loss if you’ve been invested for a short time. The market is up a ridiculous amount. It would need to drop close to 40% to be back around 2014 levels. You could still sell shares from 2010 that would be sold at a profit, if you’ve been investing for a decade

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