"The question each individual faces is 'Would you give up all the money in your IRA so that some old person you don't know will not die?"'
I think that question captures the essence of the situation better than the "haircut...lives" phrase.
Interacting with other humans inherently carries risk that you could harm others. I could get distracted by my children in the car and kill someone when I cross the center line.
That doesn’t make me evil or selfish for wanting to own a car and drive it.
It also doesn’t make someone selfish for wanting to support their family in normal commerce, in the rare chance that their very legal and very normal economic activity may inadvertently harm someone.
When all of our children become serial killers and cancer death rates rise we'll look back on this time as the worst decision the world has ever made. Being a human means excepting risk. You wake up everyday and take on risk. Yes some people are willing to take more risks than others. I'm an avid skydiver. To those people who don't like risk: Stay at home and get someone to deliver groceries and live your miserable life by yourself at home. Thanks.