This is great for nubank, but how is this supposed to work for other users of Clojure and Datomic? Who is really going to be interested in building on top of tech owned by a (new, unknown, regional) bank?
Someone said that this is just like Amazon (who would build on top of tech from a bookstore??), but I hope it's obvious the two situations are very different.
I expect that I'll have to be looking for a new job in a year's time :-(
The proposition here is that nubank will be the first bank to successfully turn into a software vendor. Maybe my worries will be nothing in 10 years, but no one can say its an obvious outcome.
(I appreciate that you may not have heard of Nubank but I don't think calling them "unknown" is fair. They have attracted a literal billion in funding in a little over a year. They have over 10 million users.)
As opposed to building on top of tech "owned" by a small software consultancy? Perhaps I simply lack imagination, but how is this worse?
Besides that, datomic really is a great solution for banks and fintech....are other firms like that going to buy from another bank, maybe a competitor?
Now do datomic :-)
A good outcome isn't impossible, but it might be unprecedented