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Comment by danielfoster | Hacker News Reader

I feel bad for the parent, who took responsibility and admitted fault. I don’t see why Twitch can’t undo the transactions, which were clearly fraudulent.

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Because unless criminal charges are filed it isn't fraudulent. The parents don't get to have their cake and eat it too.

The parent isn't really admiting fault if they want the money back. Son bought something "intangible" he can't return (twitch donations arent just donations, they are buying social status). Returning the donation means that the intangible items were obtained for "free".

It sucks all around but someone has to end up holding the bag

Why would the streamers even want the proceeds from fraudulent transactions? It's dirty money no matter how you look at it.

If not Twitch, the credit card issuer.

"Debit card" not "credit card".

That's one of the problems. People think you get the same level of protection on a debit card that you do on a credit card, and that's simply not true.

In the US, never use debit cards. Always use a credit card.

It’s difficult but possible to get your bank to issue you an ATM card that is not a debit card. The banks have an incentive to get you to use a debit card as it has none of the protections credit cards do.

He's probably loaded, which is why he can pay for this (instead of charging back) and why the teen didn't think this was such a big deal.

“Years of savings” being $20k and “loaded” are incompatible.

Really, you think someone is going to blow "years of savings" instead of charging back?

If it means her child would have to go through an awful justice system that wouldn't recognize justice if it hit it in the head otherwise? Yes.

Justice system? He's a teenager in the UK. Absolutely nothing would ever happen to him

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