Because of more prison time. The moment you start pulling money off of someone else's card either an automated system will trigger an alert or the owner of the card will get a push notification about a withdrawal and the authorities will get alerted.
Just skimming can remain undetected for quite a while, but the moment you start stealing money, your risk will go up dramatically.
- That adds extra risk, so you might have to pay someone to scare that mule into doing their part.
- You'll want to get that laundered somehow, so you'll want to arrange some nice path that leaves no trail to you, maybe through Western Union?
And so the costs keep increasing and your margin goes down. The key of the game is to setup this kind of stuff at scale. Then it doesn't really matter if you're making only 60$ from each card, as long as it covers the cost.
I've never tried it, but I'm almost certain my bank would block the transaction -- either for authorization by SMS (if the Bitcoin-selling site supports this), or by denying it until I phone the bank myself.
I think this would be normal for most European cards. I was surprised not to see a separate price for EMV / no-EMV cards in the table.
$9-$25 each and depending on provider you get discounts based on number of pieces purchased at once & possibly historical spend.