Ad hominem means you're replacing a reasoning based argument with character attacks. Throwing in character attacks on top of a reasoning based argument -- especially when the insults are just used as a conclusion -- is not what an ad hominem is.
This is important, because the fact that this is what an ad hominem is, is why it's considered a logical fallacy. "Your argument is dumb because of X & Y, and also I think you suck" is not a logical fallacy. There is no fallacious thinking there.
"I think you suck, therefore I don't even have to bother refuting X & Y, they're automatically wrong because of how much you suck" clearly is a logical fallacy: just because someone sucks, doesn't mean any possible reasoning of theirs is automatically invalid.