Riding motorcycles means I'm often playing the percentages game. When we turn we're sacrificing our finite amount of traction for either more speed or a more aggressive turn. If I lean off the bike, I get some traction back. So how much am I willing to sacrifice in the name of fun, while still leaving wiggle room for suddenly encountering a tar snake or something in the middle of my turn?
Little things. Motorcyclists in white helmets get hit slightly less, so I wear a white helmet. 50% of Motorcycle fatalities involved dwi level BACs, so I obviously don't drink, but then another 40%ish of the remainder involve any amount of alcohol at all, so I simply don't get on the bike if I've even one drink in the past several hours.
Rain adds risk, night adds risk. Choose one and I'll ride. Both, no.
Majority of accidents happen at intersections, so every single green light has me slowing to look both ways. I watch behind me at reds. I don't get in the middle of intersections to make a left turn, I wait in the turning lane.
The first person I bought a bike from gave me fantastic advice: if you have to think about it for a second, just don't do it. Thinking about that narrow pass on the freeway? Let it go, you can pass in a couple seconds after the gap widens. Thinking about gunning through the yellow? Relax. Just stop. Etc.
I can't speak for cars but so many things are measured for motorcycles. Where our heads hit the ground, what our gear does for us, where we crash. There's also tons of videos from GoPro mounts of many kinds of crashes we get into. Over time you can build a sort of risk management software inside your brain I think.