They're afraid.
Fear: If I don't plan for all these use cases, they will be impossible! I will look foolish for not anticipating them. So let's give into that fear and over-architect just to be safe. A bit of the 'condom' argument applies: better to have it and not need it than to need it and not have it.
But the reality is that if your design doesn't match the future needs really well, you're going to have to refactor anyway. Hint: there will always be a future need you didn't anticipate! Software is a living organism that we shape and evolve over time. Shopify was a snowboard store, Youtube was a dating website, and Slack was a video game.
So my answer: relentlessly cut design features you don't need. Then relentlessly refactor your code when you discover you do need them. And don't be afraid of doing either of those things because it turns out they're both fun challenges. The best you can do is to try to ensure your design doesn't make it really hard to do anything you know or suspect you'll need in the future. Just don't start building what no one has asked for yet.