http://saasy.com claim that they have solved this problem but I haven't yet used them. Does anyone else have any experience with them?
I've been getting setup with Stripe. They just lowered their rates to 3.5% (from 5%) plus $0.30 per transaction. Good API and no other fees. Seems great so far...
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I think I'd need a bit more information before I'd even investigate them!-- Stripe transfers money to your bank account at the end of the following month: that is, you receive June's payments at the end of July.