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Aren't you afraid that you are going to forget a passphrase that you don't regularly use? That's my main concern with your approach (I have thought about it and didn't do it because of this fear)

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I do regularly use it, just for something else that has a similar security level. I know it's generally bad to reuse passwords, but I do this specifically for the reason you've brought up: it'd be a disaster if I forgot the passphrase.

This is obviously not perfect security for that reason and a few others, but it's good enough for me.

Exactly what I thought when I read the comment. Unless it's something you connect with on a regular basis, and therefore I guess less secure?

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