I'm pretty sure google allows you to do this though, so Apple isn't bypassing any "rules" on android.
To me, that sounds like a compelling argument in a hypothetical anti-trust suit against Apple where a plaintiff is claiming that Apple's requirement to use Apple's in-app payment system for all payments in iOS apps is anti-competitive behavior.
Apple explicitly allows apps like Spotify and Netflix to use external payment processors on iOS via their developer guidelines.
They just don't ban the alternative practice.