Not attacking you personally btw. You seem to see the nuance required of the conversation.
In my view the college experience (societies, living away from home, mixing with people from outside your local area) is far more useful than the actual teaching. "There's a time and a place for everything - and it's called college".
However with covid, all that is removed, and you're left with some lectures (which in normal times you can't pause or rewind, and may well be at terrible times of the day), and an occasional chat with a bored professor.
It's very unlikely that this lasts more than another semester or so though. If you're looking to enroll in the fall or the next year, it shouldn't be a big concern.
2021 onwards sure, things will be back to normal
Chance of death for a 20 year old in the UK is about 1 in 4k, so you're 5-10 times more likely to die for some other reason than covid.
Indeed by moving away from home you're less likely to infect older parents, so it's a rational call.
In the unlikely event it turns out that we can't develop a vaccine in the near future, we'll have to just deal with the disease long term. If we try to keep the world economy shut down for more than a few months at a time, we'll kill more people than COVID would. And as other people have pointed out, college students are very low risk.