Seems like Uber is thinks black businesses are not capable of competing in a free market without a handout. Based on your definition, it is explicit racism.
> If you are black, you are less likely to get a small business loan, and if so you are likely to get worse rates [1]. They also are encountering more resistance to accessing COVID-19 bailout funds [2]. These are just two examples specific to being a business owner, not to mention the systemic racism they face as individuals.
[1] https://www.theguardian.com/business/2020/jan/16/black-owned.... [2] https://www.nytimes.com/2020/04/10/business/minority-busines....