Agreed! University enabled me to leave the trailer park in the Midwest that I grew up in and now have a comfortable life. It is possible that this could have happened without university, however learning how to think/work through hard problems and the friends/networks I made have paid large dividends.

During undergrad, I was worried about the ~40k in loans I took out to pay for it. However, I was able to pay them off fairly soon after finishing up, and would never have been able to attend without the federal loans that did not require a co-signer.