Exactly. Any one can offer an explanation why they didn't take this path for 256-bit numbers instead?
So 52/51/51/51/51 seems like the more generally useful choice
This approach is efficient when you know you have to add a bunch of numbers together. You add them up, and then normalize.
The example can be, e.g. doing long multiplication, or adding all numbers in a list.
(Just repeating what was said in the parent comment for emphasis)
using 64 bit registers, but only using 51 bits, has no overflow. Using 64 bit adds in 64 bit registers overflows, making the carry updates more costly.