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I use a separate credit card for paying on dodgy services. Restaurants and small stores abroad, online payments not via PayPal, things like these.

Relatively few monthly statements on it make anything funny stand out, and it's easy to just report/cancel the card.

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Always makes sense of having a separate card for online stuff (shop, subscriptions, etc). But having to go to the bank and renew, create a new one, the waiting lines.

Some banks have web/mobile banking where you can restrict actions/limits/transactions, so it's a good option too.

Others have virtual cards for this purpose, but these are not offered in a lot of countries (revolut, privacy, yandex money, etc).

I guess the amount of hassle is specific to the country. The last time I had to go to a physical branch here was… 2006 maybe?

You apply for the card online and get it in the post.

check out privacy.com

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