I can chime in that a lot of this rings true for me. I was also an SDE-II ( started as one ). I also was loaned out to other teams. I also suffered the idiocy of being locked into 2 years of work or get saddled with a huge amount of money to pay back.
Also, I consider that my child is dead because of what happened.
See https://amazonandmykid.com for the full story.