Most Microsoft technology is completely free for non professionals. PC came with a Windows CD or the OS was per-installed already. You could install IIS (ASP server, l.limited to 5 users) from the Windows CD. I used the classic notepad.exe to code. It was kinda standard to buy the Office package, which came with a file based database. There where plenty of free tutorials on the web, and IIS also had some examples. And there where services that would host your web app for free. If you wanted to do "real" programming you had to buy books and a compiler which was super expensive.

Moving to Linux was a new world opening, that I had only seen glimpses of before. Using apt-get to install an app was mind blowing. Getting used to the command line took a while, but now I do everything from the terminal, except some GUI apps and the browser. Still have to look up most commands and read man pages though.