To view Significant Locations, I have to provide my Touch ID again. Also, the fine print says "Significant Locations are end-to-end encrypted and cannot be read by Apple." Text repeated in "Location Services & Privacy"[0].
> It is used to provide you with personalized services, such as predictive traffic routing, and to build better Memories in Photos.
That's not Apple keeping the data, that's your phone keeping the data. And that data isn't accessible to Apple - only you and your device.
From page 6 of https://www.apple.com/privacy/docs/Location_Services_White_P...
"This data is not shared with third parties, is fully encrypted, and can’t be read by Apple."
Yes, the Equifax incident really showed us how data leaks ruin companies.
And if you disable iCloud, the data remains exclusively on your device.
And if you're in China, Apple stores both on Chinese government owned servers: https://www.amnesty.org/en/latest/news/2018/02/5-things-you-...