It is still not legal. You can attribute Harry Potter to J. K. Rowling all you want. It still won't make it legal to republish her books.
> if you think of it, a lot of original content from Reddit is shared around, we have just done that
Businesses are held to a higher standard that random strangers with pseudonyms on the internet. For one, unlike 14-year-olds on twitter, a bank is supposed to have its metaphorical legal shit together.
If an organization does not understand and comply with such widely-known laws as copyright, what are the odds that they understand and comply with thousands of obscure laws and regulations pertaining to financial institutions? Will it be just a matter of time until a regulator knocks on your door, does an audit, and learns that the company has violated dozens of laws and needs to be shut down immediately?
I would be very concerned about trusting my money with a financial institution who seems to have a tendency to skirt, bend, and outright break the laws.
You mean like all of them? You seem to have some kind of axe to grind.
In general, you can't republish someone else's writing unless you get the permission from the author, or they publish it under a permissive license. Posting to Reddit does not put something in the public domain.