And yeah, I could have put less in, but I've been sitting on the sidelines, waiting for a crash for years!
a) You can time the market, and specifically when it's at the bottom.
b) Corona virus is now properly calculated into the market, and it's happy days from here
Can you describe the person holding the gun to your head? I suspect there's a misalignment of perspective, exaggeration, or perhaps some missing knowledge of investment, or details are left out. But no one was forcing those with large wads of cash to go buy VOO.
...but I've been sitting on the sidelines, waiting for a crash for years!
Timing the market, the classic n00b mistake. It worked out for you...this time.