The nice thing is that Ubiquiti and others are moving to a new set of switches that seem to make 10Gig much cheaper. (Check out the new 10gGIGE UDM Pro and switches). That should change the equation...
eventually.
eventually.
This 4 port Mirotik product is a good first start: https://mikrotik.com/product/crs305_1g_4s_in
The problem with 10G is that the datacenter/nerds are still pushing sfp/fibre. Which completely misunderstands how people actually use 1G today. These 10GbaseT switches are literally drop in replacements for existing switches, and as the need arises cables can be upgraded. Which it turns out for home use, properly terminated cat5e works just fine at 10Gbit.