Why is it double speak? Yes, I think that healthy 29 y.o. male with wife, kid and mortgage should have the ability to make a decision between going to work or losing his home.

To make this decision for him looks unethical to me. And why exactly poor? It might be solidly middle class person.

EDIT: I'm pushing forties, can sustain myself for 1.5 years without working maintaining the same lifestyle, and I would go to work if I could. I'm damn tired working from home.