Of course, this can also be the case when changing the API, but deprecated fields can be faked in that portion of the application to allow existing applications to continue to work.
I think it comes down to where you're managing your database interactions. I don't care about most features in an orm, so I maintain my own that's barely anything more than a SQL generator that won't break every time I change the database.
Overall, I think SQL on the client is excellent - even ideal. And as a matter of fact, I try to develop apis that simply generate a user-specific excerpt of our database, where SQL would be perfect for querying the data locally on the client. Last year I tried running sqlite in the browser for this exact reason, but it was far too heavy.
Anyway, back to the issue - the idea of having to immediately adjust all our client software every time I make a database adjustment is a bit anxiety-inducing. Especially when building fast In a drive toward market fit .
That said, with some great logging that tracks the actual queries and where they come from, it probably wouldn't be so bad. Especially if there's a means to maintain backwards compatibility.