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>You don't get government unemployment benefits in the UK if you have >16k in savings

This isn't true. You'll get new style JSA for 6 months [1] pending you have contributed NI for the past 2/3 years which almost all will have.

https://www.gov.uk/jobseekers-allowance/eligibility

You're talking about universal credit which yes you won't qualify for with greater than 16k savings (pension savings or HTB ISA are however are excluded).

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How much are unemployment benefits worth in the UK? Like if you are a programmer, what percent of monthly salary would be the unemployment benefits?

Shit all. New style JSA is £74.35 a week plus you could also potentially claim Universal Credit (if you've got under £16k savings) which is £94. £730 or so a month is not enough to live on if you're having to pay for your accommodation in most of the south.

The Local Housing Allowance pretty low but you'd be able to claim the it, housing element of UC, on top of UC.

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