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Comment by jedberg | Hacker News Reader

They'll just make the fees be 110% of the transaction or something similar. That's how credit card processors do it now.

They charge a variable rate based on the nature of the business and the risk it involves. Porn sites get charged 10-20% in credit card fees because of the high number of chargebacks.

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What about the discrimination against gun dealers?

I'm speculating that fraud would be lower than average for such transactions, because there's such a strong paper trail from the instacheck system and all.

I can't speak for gun dealers but for defense companies that also sell to consumers, think high end gun optics, there is fraud. And law enforcement is just an interested in investigating it as any other business ( Not at all) But I don't think any more fraud than any other online business.

Isn't that discrimination too if we go by this precedent?

IceCreme? We can't refuse you, but it's $4500 for you!

Where do you draw the line? Litigation is expensive!

I'm curious about this too. If your business has high risk than raising your fees for select people sounds like discrimination. Raising them for your whole platform could really hurt your business

The fees are raised due the riskier nature of the business, not due to “select people”.

It’s not $4,500 for “you”, it’s $4,500 for a specific line of business that experiences higher losses.

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