So what? Prestigious schools are notoriously egalitarian toward the students. If you get accepted to Cal Tech, you are guaranteed to be subsidized. Nobody "can't afford" to go to Cal Tech, but there are people who don't test well enough.
> 2. Most private universities do have sticker prices in that range, but a) why go non-elite private
Because most people aren't even average collegiate level intelligence.
> 3. It's definitely possible to make >$10K each year while doing university full time.
Not sure what this is supposed to say, but surviving is hard out there. Especially around any school (public or private). Most people in massive debt, try to work it off.
This whole post seems a little holier than thou. Least of which is the perspective that people could (or would) attend "best universities", which is more than a little presumptuous. This debt hole is so common it appears in US media from TV (eg Grey's Anatomy, Devs, etc) to the newest films.