There were some other important tensions too, happy to discuss if anyone wants to get into the weeds. FWIW I still would love to see a highly fluid market for shares in small businesses and pre-IPO startups.
I would have loved to be able to buy shares for startups I believed would succeed (Tesla, Facebook, LinkedIn, etc.) way before they got to IPO.
I live in Algiers, Algeria. Even buying shares of classic public companies is a challenge: I had to email, and call a _lot_ of brokers on the phone and be passed from one extension to the other. I have been denied account creation due to "company policy" reasons. The only one that has accepted to open an account was TD Ameritrade. I'm talking like ten years ago or something.
Payments: one virtual card provider after the other dropped support for this geographic location. One payment provider after the other did the same. The are others that pop up every few years that support this geographic location, but the policies change in ways that make it impractical for me. Fashion is more stable that payments support. It's hard to commit to markets without utility like payments.
The rest were all trying to either replace fiat or replace stocks, both of which are heavily regulated.