I've experienced this too, & entered the profession in 2011 without completing post secondary
Essentially I believe it comes down to the fact that if you take a 0.3% chance every day, you'll land it once a year. When you're just trying to scrape by you won't make take those odds. But if you're passionate you're not thinking about those odds, they're a byproduct of your passion
Prefer opportunism to goal setting