I think it's pretty simple. If you don't get the virus, you don't go to the hospital or die in the hospital. If you wear an N95 mask, according to the best data available, you have a 91% smaller chance of catching the virus.
Yes, it's possible to make mistakes donning and duffing. However, that same meta-analysis also showed a large benefit for community use of masks, so actual use, not perfect use. To the extent that there is a problem with improper use, we should be teaching people how to use them instead of telling people not to wear them.
I never said wearing a mask made you immune. Seatbelts don't eliminate your risk either, but at this point only very backwards people drive a car without one.
BTW, as of today, COVID is the leading cause of death in America.