No, the reality has long been exactly what Equinox is doing (or just not paying and saying nothing), if people don't like it, they can sue you knowing that the likely result is bankruptcy and them taking their chances with bankruptcy court.

> But you can't just say, "the government made it so we are struggling so we've decided to stop paying our bills."

Yes, you manifestly can. If people don't like it, they have remedies, but as it turns out, those remefies mostly suck if the rat get is actually insolvent, especially if you are pretty far down the priority list of creditors. And they suck even moreso when the courts aren't open.